Your income isn't predictable. Your budget should be.

Most budgeting apps assume your paycheck is predictable. But when your pay depends on shifts, tips, and peak hours, your budget needs to be based on what you actually earn.

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Set up in minutes Built for income that changes

±42% income swing

Slow week covered

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Budgets

June IA

Earned $4,200.00

Spent $2,815.00

67% of budget

You're on track $1,385 left to budget this month

Healthy

Budget groups

Edit

Income $4,200 of $4,200 · 100%

Gusto Paid · Jun 1

+$4,200

Household $1,295 of $1,500 · 86%

Rent $1,150 / $1,200

$1,150

Utilities $145 / $300

$145

Food/Drink $612 of $1,050 · 58%

Restaurants $420 / $680

$420

Groceries $192 / $370

$192

How it helps

Three jobs for every dollar — committed, flexible, protected.

Put bills on a reliable floor

Rent, utilities, and subscriptions sit on a steady monthly floor — so you always know the baseline your income needs to cover, no matter the week.

Know what's safe to spend now

After a slow week of shifts or a gap between projects, your safe-to-spend recalculates on its own — no spreadsheet, no guessing.

Build a slow-week reserve

Good weeks quietly set a little aside, so a light week, an off-season, or a late invoice doesn't throw the whole month off.