A budgeting app
for variable income
Your income isn't predictable. Your budget should be.
Most budgeting apps assume your paycheck is predictable. But when your pay depends on shifts, tips, and peak hours, your budget needs to be based on what you actually earn.
Set up in minutes Built for income that changes
±42% income swing
Slow week covered
Earned $4,200.00
Spent $2,815.00
67% of budget
You're on track $1,385 left to budget this month
Healthy Budget groups
Edit Gusto Paid · Jun 1
+$4,200 Rent $1,150 / $1,200
$1,150 Utilities $145 / $300
$145 Restaurants $420 / $680
$420 Groceries $192 / $370
$192 How it helps
Plan your month in four groups: Commitments, Living Expenses, Lifestyle, and Savings.
Put bills on a reliable floor
Rent, utilities, and subscriptions sit on a steady monthly floor, so you always know the baseline your income needs to cover, no matter the week.
See what's remaining
As you spend, each budget shows what's remaining for the month, so after a slow week you can see what the rest of the month can handle. No spreadsheet.
Build a slow-week reserve
Add a savings budget with a monthly contribution, so a light week, an off-season, or a late invoice doesn't throw the whole month off.
Start budgeting
See what this month's money needs to cover.
Create your account and set up your first budget in minutes.